If you’re behind on BAS or don’t have the perfect documents ready, you’re not alone. Our low-doc and light-doc options are designed for busy business owners like you. It’s all about making it simple, easy and fast to obtain your finance.
Play with the numbers in the Loan Calculator and explore what your repayments might look like. No personal or business details required.
Your actual repayments will depend on your specific circumstances, which is why its wise to speak to a Commercial Asset Finance broker, who can match your business needs to the perfect loan solution.
Most commercial lenders don’t explain the full picture – but our finance experts do.
You can get approved with no property, and some lenders don’t require a deposit. It all depends on how our finance brokers present your deal, to the right lenders.
From urgent fleet upgrades to balloon payment refinances, these clients turned to someone who works for them – not for the bank.
They wanted straight answers, tailored solutions, and funding that fit their goals, not a lender’s agenda. They could move forward with confidence, knowing every option was explored and every dollar worked harder for their business.
Different lenders have different preferences for borrowers’ criteria. By getting to know you, your situation and commercial finance goals, our finance experts will identify the right lender for you.
Our broker team acts like your internal finance partner, pitching your case to the lenders who’ll give you the best chance, rate, and terms.
It takes just a few minutes
You’ll receive a link to submit your details
Often within 24 hours, our fastest is 7 minutes
Straight to your dealership or account
You don’t need to have a perfect credit history or financials. Only a few of our clients have that.
You just need someone who understands your situation to match it to the perfect lenders criteria. That’s what our expert finance team does every day.
Yes, it’s still possible. Many commercial lenders understand that running a business isn’t always clean and perfect on paper.
Some lenders can approve low-doc or no-doc loans even if you’re behind on BAS or tax returns – especially if your business shows strong activity in other areas. Your situation is reviewed case by case, and a good broker knows exactly how to present it to the right lender.
You can finance a wide range of commercial assets – from work utes, vans and passenger vehicles to machinery, equipment, trailers, commercial caravans, and even technology or office fit-outs.
If the asset helps you run or grow your business, there’s a good chance it can be financed. The best part?
You’re not limited to one lender’s view – your broker will find the right fit for what you’re trying to purchase.
Yes, you can. If your balloon payment is coming up and you’d prefer not to pay it all at once, refinancing can spread it over a new loan term with manageable repayments.
Whether you want to keep your vehicle, reduce cashflow pressure, or switch lenders, refinancing your balloon lets you stay in control.
A broker can match you with lenders who specialise in this, even if your financials aren’t perfect.
Not necessarily. Many lenders offer commercial finance with no deposit and no property ownership required.
Approval depends more on your business activity, bank statements, and how your application is structured – not just your assets.
A broker knows which lenders are flexible and how to position your application to give you the best chance of approval without upfront costs.
Some lenders do charge early payout fees – but many don’t. It depends on the lender and the type of loan you choose.
If paying off your loan early is something you’re considering, your broker can guide you to lenders that offer flexible terms with no penalties, so you stay in control without being locked in.
In most cases, you can be approved and funded on the same day – within hours, and sometimes minutes.
Most commercial lenders now use streamlined processes, and with low-doc options available, delays are minimal. The biggest factor is how quickly you choose your asset and provide any basic details needed.
A broker helps you move through it quickly, pitching your deal to a lender that can act fast.
You need answers fast, options that work, and someone on your side. That’s us. Let’s talk through what’s possible today.
Contact us today.
