It’s common to worry that leisure finance is only for those with perfect credit, but that’s not true.
With access to 50+ lenders, you can secure the loan to purchase whatever leisure lifestyle you desire.
Enter some different numbers and see how your leisure loan could look – no personal details needed.
Your final repayments will be dependent on your situation and financial profile, so it’s important to talk to one of our expert leisure loan brokers to see exactly what your monthly repayments will be.
A boat, bike or caravan isn’t about showing off – it’s about fun, family, and freedom.
Whether you want weekends away or wind in your hair, our leisure loan brokering service can help make it possible, without compromising your peace of mind.
It might feel like it’s just a dream, but within minutes, you could know if its possible and when you can start living it.
You’re not the first to wonder. These clients stood where you are now and thought it was “just a dream” or doubted that they’d be approved.
But one phone call made it happen with a little help and the right finance.
“I thought a caravan was years away – but I’m already planning my second trip.”
“They explained everything, and I didn’t feel pushed. I felt excited.”
With 50+ lenders to finance you, you’re not boxed into a one-size-fits-all loan, like banks offer.
Your adventure deserves a personalised, affordable finance option.
You might be surprised by how affordable leisure loans can be – when the right lender and terms are matched to your situation.
We’re here to show you the full picture, not sell you a dream you can’t afford.
Yes, approval is definitely still possible – having an average credit rating shouldn’t stop you from living the lifestyle you want.
Many lenders understand that not everyone has a perfect credit history and are willing to look beyond your credit score, focusing instead on your current financial position and ability to repay.
The key is applying with a lender who recognises that credit history isn’t the only measure of a good borrower.
With a well-prepared application, average credit is not a deal-breaker, and there are lenders who offer finance solutions specifically tailored to applicants in this situation.
In most cases, a deposit is not required to finance a jetski, caravan, or other leisure item. Many lenders offer no-deposit loans, allowing you to finance the full purchase price.
However, contributing a deposit can sometimes improve your chances of approval, especially if you have average credit or are purchasing an older asset.
A deposit can also help lower your loan repayments and reduce the overall interest paid. Whether you choose to use a deposit or not, there are flexible finance options available to suit your situation.
A leisure loan can be used to finance a wide range of recreational vehicles and equipment. This includes caravans, camper trailers, motorhomes, boats, jetskis, motorcycles, and off-road vehicles like ATVs and UTVs.
Both new and used assets can be financed, whether purchased through a dealership or private sale. Some lenders may also allow you to include essential accessories or upgrades as part of the loan.
If it’s a vehicle designed for leisure, adventure, or travel, chances are it can be financed with a tailored leisure loan solution.
Many leisure loans give you the flexibility to make extra repayments or pay off the loan early, but it depends on the lender and loan product you choose.
Some lenders charge early termination fees or break costs, while others offer loans with no penalties for early payout. There are also lenders who allow you to re-amortise the loan if you make extra repayments, which can reduce your remaining loan term or lower your future repayment amounts.
It’s important to check these conditions upfront to ensure your loan gives you the freedom to pay it off sooner without unnecessary fees.
Leisure loan approvals can be completed on the same day you apply. If your application is straightforward and all required documents are submitted promptly, some lenders can assess and approve your loan within hours.
The key to a fast approval is a well-prepared application and working with a lender who offers streamlined processing.
This means you can secure financing and move forward with your purchase quickly and without unnecessary delays.
Leisure loans can be either secured or unsecured, depending on the asset and your personal circumstances. Most commonly, loans for items like caravans, jet skis, and boats are secured against the asset, which can help achieve a lower interest rate.
Unsecured personal loans are also available if a secured option isn’t suitable for your situation.
Whatever your dream of leisure looks like, it starts with a free, honest conversation. No pressure. Just real help to make it happen.
